:root{
  --night:#0a1829;
  --night-2:#11283f;
  --night-3:#1b354c;
  --ivory:#f4f0e8;
  --ivory-2:#ece6dc;
  --white:#fff;
  --ink:#142126;
  --copy:#405157;
  --muted:#5e6b72;
  --sand:#b29c76;
  --sand-2:#d5c7ad;
  --line:rgba(20,33,38,.14);
  --line-dark:rgba(255,255,255,.14);
  --max:1260px;
  --serif:"Iowan Old Style",Baskerville,"Times New Roman",serif;
  --sans:"Helvetica Neue",Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.58;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body.menu-open{overflow:hidden}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input,textarea,select{font:inherit}
button{color:inherit}
::selection{background:var(--sand-2);color:var(--night)}
:focus-visible{outline:2px solid var(--sand);outline-offset:4px}
.wrap{width:min(var(--max),calc(100% - 64px));margin-inline:auto}
.eyebrow{font-size:.875rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--sand)}
.kicker{font-size:.875rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--muted)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;margin:0;letter-spacing:-.025em}
h1{font-size:clamp(4.2rem,7.5vw,7.6rem);line-height:.92;letter-spacing:-.047em}
h2{font-size:clamp(2.8rem,5.1vw,5.25rem);line-height:1.01}
h3{font-size:clamp(1.45rem,2.2vw,2rem);line-height:1.08}
h4{font-size:1.22rem;line-height:1.15}
p{margin:0}
.lead{font-size:clamp(1.08rem,1.6vw,1.32rem);line-height:1.55}
.body-lg{font-size:clamp(1.08rem,1.35vw,1.22rem);line-height:1.62;color:var(--copy)}
.small{font-size:.875rem;color:var(--muted)}
.rule{height:1px;background:var(--line)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:54px;padding:0 24px;border:1px solid transparent;font-size:.875rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;transition:background .2s,border-color .2s,color .2s,transform .2s}
.btn:hover{transform:translateY(-1px)}
.btn-light{background:var(--ivory);color:var(--night)}
.btn-light:hover{background:var(--white)}
.btn-ghost-light{color:var(--white);border-color:rgba(255,255,255,.45);background:rgba(255,255,255,.02)}
.btn-ghost-light:hover{border-color:rgba(255,255,255,.9);background:rgba(255,255,255,.08)}
.btn-dark{background:var(--night);color:var(--white)}
.btn-dark:hover{background:var(--night-2)}
.btn-outline{border-color:rgba(20,33,38,.45);color:var(--ink)}
.btn-outline:hover{border-color:var(--ink);background:rgba(20,33,38,.035)}
.text-link{display:inline-flex;align-items:center;gap:10px;font-size:.875rem;letter-spacing:.12em;text-transform:uppercase;font-weight:700}
.text-link span{transition:transform .2s}
.text-link:hover span{transform:translateX(4px)}

/* header */
.site-header{position:fixed;inset:0 0 auto 0;z-index:50;color:var(--white);border-bottom:1px solid rgba(255,255,255,.17);transition:background .28s,border-color .28s,box-shadow .28s}
.site-header.scrolled,.site-header.force-dark{background:rgba(8,22,25,.96);backdrop-filter:saturate(140%) blur(16px);border-bottom-color:rgba(255,255,255,.1);box-shadow:0 12px 34px rgba(0,0,0,.08)}
.header-inner{height:88px;display:flex;align-items:center;justify-content:space-between;gap:32px}
.brand{display:flex;align-items:center;gap:15px;min-width:300px}
.brand-mark{width:48px;height:48px;color:currentColor;flex:0 0 48px}
.brand-lockup{display:flex;flex-direction:column;gap:3px;line-height:1}
.brand-name{font-family:var(--serif);font-size:1.08rem;letter-spacing:.07em;text-transform:uppercase;white-space:nowrap}
.brand-sub{font-size:.75rem;letter-spacing:.27em;text-transform:uppercase;opacity:.72;font-weight:700}
.nav-links{display:flex;align-items:center;gap:26px;font-size:.875rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.nav-links>a:not(.nav-cta){opacity:.83;transition:opacity .2s}.nav-links>a:not(.nav-cta):hover{opacity:1}
.nav-cta{border:1px solid rgba(255,255,255,.52);padding:13px 15px;white-space:nowrap}.nav-cta:hover{background:var(--white);color:var(--night)}
.menu-toggle{display:none;border:0;background:none;width:44px;height:44px;padding:0;position:relative;cursor:pointer}
.menu-toggle span,.menu-toggle:before,.menu-toggle:after{content:"";position:absolute;left:8px;right:8px;height:1px;background:currentColor;transition:.2s}.menu-toggle:before{top:14px}.menu-toggle span{top:22px}.menu-toggle:after{top:30px}.site-header.open .menu-toggle:before{top:22px;transform:rotate(45deg)}.site-header.open .menu-toggle span{opacity:0}.site-header.open .menu-toggle:after{top:22px;transform:rotate(-45deg)}

/* hero */
.hero{position:relative;min-height:96vh;display:flex;align-items:flex-end;color:var(--white);background:var(--night) url('assets/ipr-hero.webp') center 48%/cover no-repeat;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,16,19,.24) 0%,rgba(6,16,19,.14) 32%,rgba(6,16,19,.58) 68%,rgba(6,16,19,.9) 100%)}
.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,16,19,.5),transparent 48%);opacity:.62}
.hero-content{position:relative;z-index:2;padding:190px 0 72px;max-width:1080px}
.hero .eyebrow{color:#e1d2b6}
.hero h1{margin:18px 0 28px;text-wrap:balance}
.hero .lead{max-width:760px;color:#e5e8e7}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:36px}
.hero-deck{margin-top:24px;color:rgba(255,255,255,.78)}
.hero-scroll{position:absolute;z-index:2;right:34px;bottom:28px;display:flex;align-items:center;gap:12px;font-size:.75rem;letter-spacing:.18em;text-transform:uppercase;opacity:.72;writing-mode:vertical-rl}.hero-scroll:after{content:"";height:58px;width:1px;background:rgba(255,255,255,.55)}
.trade-rail{position:relative;z-index:3;background:var(--night);color:var(--white);border-top:1px solid rgba(255,255,255,.14)}
.trade-rail-grid{display:grid;grid-template-columns:repeat(5,1fr)}
.trade-rail-item{padding:20px 22px;border-right:1px solid rgba(255,255,255,.11);min-height:84px;display:flex;flex-direction:column;justify-content:center;gap:5px}.trade-rail-item:last-child{border-right:0}
.trade-rail-label{font-size:.75rem;letter-spacing:.18em;text-transform:uppercase;color:#7f969b;font-weight:700}.trade-rail-value{font-family:var(--serif);font-size:1.02rem;letter-spacing:.01em}

/* generic sections */
.section{padding:116px 0}
.section-tight{padding:88px 0}
.section-dark{background:var(--night);color:var(--white)}
.section-stone{background:var(--ivory-2)}
.editorial-intro{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px;align-items:start}
.editorial-intro h2{max-width:570px}
.editorial-copy{padding-top:9px;max-width:680px}.editorial-copy p+p{margin-top:20px}
.signal-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:64px}
.signal{background:var(--ivory);padding:28px 30px;min-height:150px}.signal strong{display:block;font-family:var(--serif);font-size:2rem;font-weight:400;margin-bottom:7px}.signal span{font-size:.875rem;color:var(--muted);text-transform:uppercase;letter-spacing:.09em}

/* advisor split */
.advisor-split{display:grid;grid-template-columns:1.03fr .97fr;min-height:760px;background:var(--white)}
.advisor-visual{position:relative;background:url('assets/ipr-arrival.webp') center/cover no-repeat;min-height:650px}
.advisor-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(9,23,26,.6))}
.visual-caption{position:absolute;z-index:2;left:34px;bottom:28px;color:#fff;font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;opacity:.82}
.advisor-copy{padding:94px 8vw 86px 7vw;display:flex;flex-direction:column;justify-content:center}
.advisor-copy h2{margin:14px 0 26px}.advisor-copy>.body-lg{max-width:650px}
.assurance-list{margin-top:42px;border-top:1px solid var(--line)}
.assurance{display:grid;grid-template-columns:72px 1fr;gap:18px;padding:19px 0;border-bottom:1px solid var(--line)}
.assurance-num{font-size:.75rem;letter-spacing:.14em;color:var(--sand);font-weight:700;padding-top:3px}.assurance strong{font-family:var(--serif);font-size:1.18rem;font-weight:400;display:block;margin-bottom:4px}.assurance p{font-size:1rem;color:var(--muted)}

/* services */
.services-head{display:grid;grid-template-columns:1fr .75fr;gap:90px;align-items:end;margin-bottom:54px}.services-head .body-lg{max-width:570px}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.service-card{padding:34px 32px 38px;min-height:314px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);position:relative;overflow:hidden;background:rgba(255,255,255,.1);transition:background .2s,transform .2s}
.service-card:hover{background:rgba(255,255,255,.5)}
.service-icon{width:34px;height:34px;color:var(--sand);margin-bottom:58px}.service-icon svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.15;stroke-linecap:round;stroke-linejoin:round}
.service-card .num{position:absolute;right:24px;top:28px;font-size:.75rem;letter-spacing:.15em;color:var(--muted)}
.service-card h3{margin-bottom:13px}.service-card p{font-size:1rem;color:var(--copy)}
.service-tags{margin-top:22px;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.service-feature{margin-top:54px;display:grid;grid-template-columns:1fr 1fr;background:var(--night);color:#fff;min-height:530px}.service-feature-image{background:url('assets/ipr-yacht.webp') center/cover no-repeat;min-height:460px}.service-feature-copy{padding:70px;display:flex;flex-direction:column;justify-content:center}.service-feature-copy h3{font-size:clamp(2.5rem,4vw,4.4rem);margin:12px 0 20px}.service-feature-copy p{color:#b9c6c9;max-width:520px}

/* standards */
.standards-head{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:end}.standards-head .body-lg{color:#bdc8ca;max-width:610px}
.standard-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:62px;border-top:1px solid var(--line-dark);border-left:1px solid var(--line-dark)}
.standard{padding:34px 30px 38px;min-height:332px;border-right:1px solid var(--line-dark);border-bottom:1px solid var(--line-dark);background:rgba(255,255,255,.018)}
.standard .num{font-size:.75rem;letter-spacing:.17em;color:#c6ae80}.standard h3{margin:62px 0 14px}.standard p{font-size:1rem;color:#aebdc0}
.recovery-band{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;margin-top:70px;padding-top:58px;border-top:1px solid var(--line-dark)}
.recovery-band h3{font-size:clamp(2.1rem,3.2vw,3.3rem);max-width:500px}.recovery-points{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.recovery-point{padding:16px 15px;border:1px solid rgba(255,255,255,.15);font-size:.875rem;letter-spacing:.08em;text-transform:uppercase;color:#c5d0d2}

/* finance */
.finance-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;align-items:start}.finance-grid h2{margin:14px 0 24px}.finance-table{border-top:1px solid var(--line)}
.finance-row{display:grid;grid-template-columns:1fr .9fr;gap:30px;padding:20px 0;border-bottom:1px solid var(--line)}.finance-row strong{font-family:var(--serif);font-size:1.12rem;font-weight:400}.finance-row span{color:var(--muted);font-size:.875rem;text-align:right}

/* process */
.process-head{display:grid;grid-template-columns:1fr .9fr;gap:90px;align-items:end}.process-head .body-lg{color:#bac7c9}
.timeline{margin-top:64px;display:grid;grid-template-columns:repeat(6,1fr);position:relative}.timeline:before{content:"";position:absolute;left:0;right:0;top:18px;height:1px;background:rgba(255,255,255,.17)}
.step{position:relative;padding:52px 24px 0 0;min-height:260px}.step:before{content:"";position:absolute;top:13px;left:0;width:11px;height:11px;border-radius:50%;background:var(--night);border:1px solid #c5ad7e;box-shadow:0 0 0 6px var(--night)}.step .num{font-size:.75rem;letter-spacing:.16em;color:#bca374}.step h4{margin:21px 0 9px;color:#fff}.step p{font-size:.875rem;color:#94a6aa;max-width:165px}

/* route */
.route-section{display:grid;grid-template-columns:1fr 1fr;background:var(--white)}
.route-image{min-height:670px;background:url('assets/ipr-coast.webp') center/cover no-repeat}
.route-copy{padding:100px 7vw;display:flex;flex-direction:column;justify-content:center}.route-copy h2{margin:14px 0 24px}.route-copy .body-lg{max-width:590px}.flight-facts{display:flex;gap:36px;flex-wrap:wrap;margin:38px 0 26px;padding:24px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.flight-fact strong{display:block;font-family:var(--serif);font-size:1.85rem;font-weight:400}.flight-fact span{display:block;margin-top:3px;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase;color:var(--muted)}

/* about */
.about-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:90px}.about-grid h2{margin:14px 0 25px}.principles{border-top:1px solid var(--line)}.principle{display:grid;grid-template-columns:42px 1fr;gap:16px;padding:17px 0;border-bottom:1px solid var(--line);align-items:baseline}.principle span{font-size:.75rem;letter-spacing:.14em;color:var(--sand)}.principle strong{font-family:var(--serif);font-size:1.28rem;font-weight:400}
.credentials{margin-top:34px;display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line)}.credential{background:var(--ivory);padding:20px 18px}.credential strong{font-family:var(--serif);font-size:1.1rem;font-weight:400;display:block}.credential span{font-size:.75rem;letter-spacing:.11em;text-transform:uppercase;color:var(--muted);display:block;margin-top:4px}

/* FAQ */
.faq-wrap{display:grid;grid-template-columns:.75fr 1.25fr;gap:90px}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{list-style:none;cursor:pointer;padding:21px 0;display:flex;justify-content:space-between;gap:30px;font-family:var(--serif);font-size:1.16rem}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-family:var(--sans);font-size:1rem;font-weight:300;color:var(--muted)}details[open] summary:after{content:"–"}.faq-list p{padding:0 48px 22px 0;color:var(--copy);font-size:1rem}

/* cta/footer */
.final-cta{position:relative;color:#fff;background:var(--night) url('assets/ipr-hero.webp') center 68%/cover no-repeat;text-align:center;padding:128px 0}.final-cta:before{content:"";position:absolute;inset:0;background:rgba(6,17,20,.79)}.final-cta-inner{position:relative;z-index:2;max-width:910px}.final-cta h2{margin:14px auto 24px}.final-cta p{max-width:690px;margin:0 auto;color:#d4dddf}.final-cta .hero-actions{justify-content:center}.final-cta .direct-email{margin-top:25px;font-size:.875rem;letter-spacing:.08em;color:#c3ced0}
.site-footer{background:#071416;color:#aebdc0;padding:66px 0 26px}.footer-grid{display:grid;grid-template-columns:1.45fr .8fr .8fr;gap:70px}.footer-brand{display:flex;align-items:center;gap:15px;color:#fff}.footer-brand .brand-mark{width:44px;height:44px;flex-basis:44px}.footer-desc{margin-top:18px;max-width:430px;font-size:.875rem;color:#91a3a7}.footer-email{display:inline-block;margin-top:18px;color:#fff;font-size:.875rem}.footer-title{font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:#698086;margin-bottom:15px;font-weight:700}.footer-links{display:grid;gap:10px;font-size:.875rem}.footer-links a:hover{color:#fff}.footer-note{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.09);font-size:.875rem;color:#687e83;max-width:980px}.footer-bottom{margin-top:24px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.75rem;color:#657a7f}

/* legal */
.legal-page{background:var(--ivory)}.legal-hero{background:var(--night);color:#fff;padding:164px 0 72px}.legal-hero h1{font-size:clamp(3.4rem,6vw,5.7rem);margin-top:14px}.legal-main{padding:84px 0 110px}.legal-grid{display:grid;grid-template-columns:260px 1fr;gap:80px}.legal-meta{position:sticky;top:120px;align-self:start}.legal-meta p{font-size:.875rem;color:var(--muted);margin-top:10px}.legal-content{max-width:820px}.legal-content h2{font-size:2rem;margin:52px 0 14px}.legal-content h2:first-child{margin-top:0}.legal-content p,.legal-content li{color:var(--copy)}.legal-content p+p{margin-top:14px}.legal-content ul{padding-left:20px}.legal-back{font-size:.875rem;letter-spacing:.13em;text-transform:uppercase;font-weight:700;color:#b7c3c6}

/* reveal */
.reveal{opacity:1;transform:none;transition:opacity .65s ease,transform .65s ease}.reveal.is-visible{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.btn,.text-link span{transition:none}}

/* responsive */
@media(max-width:1100px){
  .nav-links{gap:18px}.nav-links>a:nth-child(4){display:none}
  .editorial-intro,.services-head,.standards-head,.finance-grid,.process-head,.about-grid,.faq-wrap{gap:60px}
  .advisor-copy{padding:80px 6vw}
  .standard-grid{grid-template-columns:repeat(2,1fr)}
  .timeline{grid-template-columns:repeat(3,1fr);row-gap:34px}.timeline:before{display:none}.step{border-top:1px solid rgba(255,255,255,.15);padding-top:45px}.step:before{top:-6px}
}
@media(max-width:900px){
  .wrap{width:min(var(--max),calc(100% - 40px))}
  .header-inner{height:76px}.brand{min-width:auto}.brand-mark{width:42px;height:42px;flex-basis:42px}.brand-name{font-size:1rem}
  .menu-toggle{display:block}.nav-links{display:none;position:fixed;top:76px;left:0;right:0;bottom:0;background:var(--night);padding:40px 24px;flex-direction:column;align-items:flex-start;gap:28px;font-size:.875rem}.site-header.open .nav-links{display:flex}.nav-links>a:nth-child(4){display:block}.nav-cta{margin-top:8px}
  .hero{min-height:90vh}.hero-content{padding-top:150px}.hero-scroll{display:none}.trade-rail-grid{grid-template-columns:repeat(2,1fr)}.trade-rail-item{border-bottom:1px solid rgba(255,255,255,.11)}.trade-rail-item:nth-child(2n){border-right:0}.trade-rail-item:last-child{grid-column:1/-1}
  .section{padding:90px 0}.section-tight{padding:70px 0}
  .editorial-intro,.services-head,.standards-head,.finance-grid,.process-head,.about-grid,.faq-wrap{grid-template-columns:1fr;gap:38px}
  .signal-row{grid-template-columns:1fr 1fr}.signal:last-child{grid-column:1/-1}
  .advisor-split{grid-template-columns:1fr}.advisor-copy{padding:72px 30px}.advisor-visual{min-height:540px}
  .service-grid{grid-template-columns:1fr 1fr}.service-feature{grid-template-columns:1fr}.service-feature-copy{padding:60px 36px}.service-feature-image{order:2}
  .recovery-band{grid-template-columns:1fr;gap:36px}.recovery-points{grid-template-columns:1fr 1fr}
  .route-section{grid-template-columns:1fr}.route-image{min-height:520px}.route-copy{padding:72px 30px}
  .credentials{grid-template-columns:1fr 1fr}.credential:last-child{grid-column:1/-1}
  .legal-grid{grid-template-columns:1fr;gap:34px}.legal-meta{position:static}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}
}
@media(max-width:620px){
  .wrap{width:min(var(--max),calc(100% - 28px))}
  .brand-sub{display:none}.brand-name{font-size:.875rem;letter-spacing:.05em}
  h1{font-size:clamp(3.45rem,16vw,5.25rem)}h2{font-size:clamp(2.55rem,12vw,4rem)}
  .hero{min-height:88vh}.hero-content{padding:140px 0 56px}.hero .lead{font-size:1rem}.hero-actions{display:grid;grid-template-columns:1fr}.btn{width:100%}.hero-deck{text-align:center}
  .trade-rail-grid{grid-template-columns:1fr}.trade-rail-item,.trade-rail-item:nth-child(2n){border-right:0}.trade-rail-item:last-child{grid-column:auto}
  .signal-row,.service-grid,.standard-grid,.timeline,.credentials{grid-template-columns:1fr}.signal:last-child,.credential:last-child{grid-column:auto}
  .advisor-visual{min-height:420px}.advisor-copy{padding:62px 22px}.assurance{grid-template-columns:48px 1fr}
  .service-card{min-height:auto}.service-icon{margin-bottom:42px}.service-feature-copy{padding:52px 24px}
  .recovery-points{grid-template-columns:1fr}.finance-row{grid-template-columns:1fr;gap:6px}.finance-row span{text-align:left}
  .timeline{row-gap:0}.step{min-height:auto;padding-bottom:34px}.step p{max-width:none}
  .route-image{min-height:390px}.route-copy{padding:60px 22px}.flight-facts{gap:24px}
  .faq-list p{padding-right:0}.final-cta{padding:96px 0}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}
  .legal-hero{padding:132px 0 56px}.legal-main{padding:58px 0 80px}
}

/* V2: clear hierarchy, readable trade details and accessible navigation. */
html{scroll-padding-top:110px}
h1{font-size:clamp(3.2rem,6vw,6.1rem);line-height:1.07;letter-spacing:-.035em}
h1 em{font-style:italic;font-weight:400;color:#e4d3b5}
.hero-content{padding:164px 0 70px;max-width:1260px}
.hero .lead{max-width:680px;font-size:1.15rem}
.hero-promise{font-size:1rem;margin-top:24px;color:#fff;font-weight:500}
.hero:before{background:linear-gradient(90deg,rgba(5,15,28,.82),rgba(5,15,28,.28)),linear-gradient(0deg,rgba(5,15,28,.64),transparent 80%)}
.nav-links{gap:20px;letter-spacing:.065em;font-size:.875rem}
.brand{min-width:0}.brand-name{white-space:normal}.brand-sub{font-size:.75rem;letter-spacing:.1em}
.btn{font-size:.875rem;letter-spacing:.07em;padding:14px 22px;text-align:center}
.service-card p,.assurance p,.standard p,.step p,.faq-list p,.footer-desc{font-size:1rem}
.step p{max-width:none}.timeline{grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.timeline:before{display:none}
.step{min-height:210px;border-top:1px solid var(--line-dark)}.step:before{top:-6px}
.section .eyebrow{color:#806c46}.section-dark .eyebrow{color:#d5c7ad}
.footer-title,.footer-note,.footer-bottom{color:#a6b3bf}
.source-link{text-decoration:underline}.skip-link{position:fixed;top:8px;left:12px;z-index:100;background:white;color:#0a1829;padding:12px;transform:translateY(-150%)}.skip-link:focus{transform:none}
.service-feature-image{position:relative}.service-feature-image:after{content:'Illustrative imagery';position:absolute;bottom:18px;left:22px;padding:5px 8px;background:#0a1829bb;color:white;font-size:.75rem}
@media(max-width:1250px){.menu-toggle{display:block;flex-shrink:0}.nav-links{display:none;position:fixed;top:88px;left:0;right:0;bottom:0;background:var(--night);padding:30px;flex-direction:column;align-items:flex-start;gap:26px;overflow-y:auto}.site-header.open .nav-links{display:flex}.nav-links>a:nth-child(4){display:block}.site-header.open{background:var(--night)}}
@media(max-width:900px){.nav-links{top:76px}.hero-content{padding-top:145px}.hero h1{font-size:clamp(3rem,7vw,4.5rem)}.legal-page .header-inner{height:auto;min-height:76px;padding-block:14px}.legal-page .brand-sub{display:none}}
@media(max-width:620px){.hero h1{font-size:clamp(2.3rem,9vw,3.4rem);line-height:1.08}.hero-content{padding:132px 0 52px}.hero .lead{font-size:1rem}.hero{min-height:auto}.timeline{grid-template-columns:1fr}.step{min-height:0;padding-bottom:10px}.brand{gap:10px}.brand-name{font-size:.875rem}.hero-deck .text-link{font-size:.875rem}.trade-rail-grid{grid-template-columns:1fr 1fr}.trade-rail-item{padding:16px 10px}.trade-rail-item:last-child{grid-column:1/-1}.finance-row{grid-template-columns:1fr;gap:6px}.finance-row span{text-align:left}.brand-lockup{min-width:0}.footer-email,.direct-email,.legal-meta a{overflow-wrap:anywhere}}

.footer-address{margin-top:32px;font-style:normal;font-size:1rem;line-height:1.75;color:#c3ced8}
/* Editorial refinement: one rhythm across destination, trade and legal pages. */
:root{--max:1248px;--night:#0b1a2b;--night-2:#142b40;--ink:#182b35;--copy:#4c5b61;--muted:#626f74;--sand:#b6a079;--ivory:#f7f4ee;--ivory-2:#eeebe4;--line:rgba(24,43,53,.16)}
body{line-height:1.65}
.wrap{width:min(var(--max),calc(100% - 96px))}
h1,h2,h3,h4{text-wrap:balance}
h2{font-size:clamp(2.5rem,4.05vw,4.2rem);line-height:1.09;letter-spacing:-.035em}
h3{line-height:1.2;letter-spacing:-.02em}
.eyebrow{font-size:.75rem;letter-spacing:.19em;line-height:1.7}
.body-lg{font-size:1.0625rem;line-height:1.8}
.section{padding:104px 0}
.header-inner{height:96px;gap:24px}
.brand{gap:14px;flex-shrink:0}.brand-mark{width:50px;height:50px;flex-basis:50px}
.brand-name{font-size:1rem;letter-spacing:.055em;line-height:1.2}.brand-sub{font-size:.75rem;letter-spacing:.06em;line-height:1.4;opacity:.7}
.nav-links{gap:24px;text-transform:none;font-size:.875rem;letter-spacing:0;font-weight:500}
.nav-cta{padding:12px 18px;border-color:#b6a079a6;transition:background .2s,color .2s}
.site-header.scrolled,.site-header.force-dark{background:#0b1a2bf5;box-shadow:none}
.hero{min-height:800px;min-height:min(920px,100svh);align-items:center;background-position:68% center}
.hero-content{padding:174px 0 92px}
.hero h1{font-size:clamp(3.3rem,5.7vw,5.9rem);line-height:1.08;letter-spacing:-.045em;margin:22px 0 27px;max-width:900px}
.hero h1 em{color:#e8dcc6}
.hero .lead{max-width:580px;font-size:1.0625rem;line-height:1.8;color:#e2e7e9}
.hero:before{background:linear-gradient(90deg,rgba(6,17,29,.83) 0%,rgba(6,17,29,.61) 45%,rgba(6,17,29,.1) 100%),linear-gradient(0deg,rgba(6,17,29,.62),transparent 45%)}
.hero:after{display:none}
.hero-promise{margin-top:25px;padding-left:17px;border-left:1px solid var(--sand);font-size:1rem;line-height:1.5}
.hero-actions{gap:12px;margin-top:31px}
.btn{min-height:54px;letter-spacing:.055em;font-size:.8125rem;padding:16px 22px;line-height:1.5;transition:background .2s,color .2s,border-color .2s}
.btn:hover{transform:none}.btn-dark:hover{background:#294357}.btn-outline:hover{background:#e5e0d6}
.btn-ghost-light{background:transparent;border-color:#ffffff65}
.text-link{font-size:.8125rem;letter-spacing:.075em;padding-block:5px}
.hero-deck{margin-top:18px;color:#d0d9df}.hero-scroll{right:30px;bottom:45px;opacity:.8;font-size:.75rem;letter-spacing:.14em}
.trade-rail-grid{grid-template-columns:repeat(5,minmax(0,1fr))}.trade-rail-item{padding:25px 22px;min-height:98px}.trade-rail-item:first-child{padding-left:0}.trade-rail-label{color:#a6b3bf;font-size:.75rem;letter-spacing:.1em}.trade-rail-value{font-size:1.1rem;line-height:1.3}
.editorial-intro{grid-template-columns:1fr 1fr;gap:88px}.editorial-copy{padding-top:3px}.editorial-copy strong{font-weight:500;color:var(--ink)}
.signal-row{margin-top:48px;border:none;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:transparent;gap:0}
.signal{background:transparent;min-height:0;padding:27px 30px;border-right:1px solid var(--line)}.signal:first-child{padding-left:0}.signal:last-child{border:0}.signal strong{font-size:1.8rem;margin-bottom:3px}.signal span{font-size:.75rem;letter-spacing:.08em}
.advisor-split{grid-template-columns:1fr 1fr;min-height:0}.advisor-visual{min-height:760px;background-position:center}.advisor-copy{padding:76px clamp(40px,5.2vw,88px)}
.assurance-list{margin-top:27px}.assurance{grid-template-columns:32px 1fr;gap:17px;padding:17px 0}.assurance strong{font-size:1.2rem}.assurance p{font-size:1rem;line-height:1.65}.assurance-num{color:#806c46;padding-top:5px}
.services-head,.standards-head,.process-head{grid-template-columns:1fr .8fr;gap:80px;align-items:end}
.services-head{margin-bottom:42px}.service-grid{border-left:0;column-gap:36px}.service-card{border-right:0;padding:31px 0 32px;min-height:290px;background:transparent}.service-card:hover{background:transparent}
.service-icon{margin-bottom:29px;color:#806c46}.service-card .num{right:0;top:35px}.service-card h3{font-size:1.6rem;max-width:300px}.service-card p{line-height:1.75}.service-tags{font-size:.75rem;letter-spacing:.04em;margin-top:18px}
.service-feature{margin-top:55px;min-height:430px}.service-feature-image{min-height:430px}.service-feature-copy{padding:54px}.service-feature-copy h3{font-size:clamp(2.2rem,3.4vw,3.5rem)}.service-feature-copy .lead{font-size:1.0625rem;line-height:1.75}
.standard-grid{margin-top:45px;border-left:0;gap:30px}.standard{padding:28px 0 34px;border-right:0;background:transparent;min-height:0}.standard h3{margin:30px 0 15px;font-size:1.65rem}.standard p{line-height:1.75;color:#b8c4cd}
.recovery-band{margin-top:47px;padding-top:48px;gap:75px}.recovery-band h3{font-size:clamp(2rem,3vw,3rem);line-height:1.15}.recovery-point{font-size:.75rem;letter-spacing:.035em;padding:13px 12px;color:#d1dbe2}.recovery-points{gap:8px}
.finance-grid{gap:85px}.finance-row{padding:23px 0;gap:25px}.finance-row strong{font-size:1.2rem;line-height:1.4}.finance-row span{font-size:.875rem;line-height:1.6}
.timeline{margin-top:49px;gap:33px 48px}.step{padding:28px 0 4px;min-height:0}.step:before{display:none}.step .num{font-size:.75rem;color:#cbb790}.step h4{font-size:1.5rem;margin:12px 0 10px}.step p{color:#b4c1cb;font-size:1rem;line-height:1.7}
.route-image{min-height:590px}.route-copy{padding:72px clamp(38px,5.2vw,88px)}.route-copy .body-lg{font-size:1.0625rem}.flight-facts{gap:30px;margin:28px 0 23px}.flight-fact strong{font-size:1.7rem}.flight-fact span{font-size:.75rem;letter-spacing:.055em}
.about-grid{gap:85px;align-items:center}.principle{padding:23px 0}.principle strong{font-size:1.5rem}.credentials{background:transparent;border-top:1px solid var(--line);gap:14px}.credential{background:transparent;padding:22px 0}.credential span{letter-spacing:.035em;line-height:1.5}
.faq-wrap{gap:90px}.faq-list summary{padding:22px 0;font-size:1.3rem;line-height:1.45}.faq-list summary:after{font-size:1.4rem;flex-shrink:0}.faq-list details[open] summary{color:#806c46}.faq-list p{line-height:1.8;padding-bottom:24px}
.final-cta{padding:111px 0;background-position:center 50%}.final-cta:before{background:#0b1a2bdd}.final-cta h2{font-size:clamp(2.8rem,4.8vw,5rem)}.final-cta .lead{font-size:1.0625rem;max-width:560px}.final-cta .direct-email{display:inline-block;letter-spacing:0;font-size:1rem;margin-top:27px;border-bottom:1px solid #ffffff45}
.site-footer{background:#071321;padding:62px 0 28px}.footer-grid{gap:55px}.footer-desc{line-height:1.8;font-size:1rem}.footer-title{color:#c4b08d;font-size:.75rem}.footer-links{gap:6px;font-size:.875rem}.footer-links a{padding-block:4px;width:fit-content}.footer-links a:hover{text-decoration:underline;text-underline-offset:5px}.footer-note{font-size:.8125rem;line-height:1.8;color:#a5b2bd}.footer-bottom{font-size:.75rem;color:#a5b2bd}
.legal-content h2{font-size:2rem}.legal-meta{overflow-wrap:anywhere}
@media(min-width:1251px){.nav-links>a:nth-child(4){display:block}}
@media(max-width:1250px){.nav-links{top:96px;font-size:1.25rem;gap:16px;padding:35px 48px}.nav-links a{padding-block:10px}.nav-links .nav-cta{font-size:1rem;padding:14px 20px}.advisor-copy{padding:64px 38px}.standard-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:900px){.wrap{width:calc(100% - 48px)}.header-inner{height:80px}.nav-links{top:80px;padding:28px 24px}.hero{min-height:780px;min-height:90svh;background-position:65% center}.hero-content{padding:152px 0 72px}.hero h1{font-size:clamp(3.2rem,7.6vw,5rem)}.hero-scroll{display:none}.section{padding:76px 0}.editorial-intro,.services-head,.standards-head,.finance-grid,.process-head,.about-grid,.faq-wrap{grid-template-columns:1fr;gap:30px}.trade-rail-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.trade-rail-item,.trade-rail-item:first-child{padding:19px 16px}.trade-rail-item:last-child{grid-column:1/-1}.advisor-split{grid-template-columns:1fr}.advisor-visual{min-height:460px}.advisor-copy{padding:65px 40px}.service-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px}.service-feature{grid-template-columns:1fr}.service-feature-image{min-height:380px;order:0}.service-feature-copy{padding:44px}.recovery-band{grid-template-columns:1fr;gap:28px}.timeline{grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}.route-section{grid-template-columns:1fr}.route-image{min-height:430px}.route-copy{padding:65px 40px}.signal-row{grid-template-columns:repeat(3,minmax(0,1fr))}.signal:last-child{grid-column:auto}.signal{padding:24px 15px}.signal strong{font-size:1.5rem}.signal span{font-size:.75rem}.legal-page .header-inner{height:80px;padding:0}.legal-main{padding-top:60px}}
@media(max-width:620px){.wrap{width:calc(100% - 40px)}.header-inner{height:76px}.nav-links{top:76px}.brand-mark{width:42px;height:42px;flex-basis:42px}.brand-name{font-size:.875rem;max-width:195px}.brand-sub{display:none}.hero{min-height:0;background-position:63% center}.hero-content{padding:133px 0 62px}.hero h1{font-size:clamp(2.65rem,10.6vw,4rem);line-height:1.1;letter-spacing:-.04em;margin:20px 0 24px}.hero .lead{font-size:1rem;line-height:1.75}.hero-promise{font-size:.9375rem;margin-top:23px}.hero-actions{margin-top:27px;display:flex;flex-direction:column;gap:10px}.btn{width:100%;font-size:.8125rem;padding:15px 14px}.hero-deck{text-align:left;margin-top:17px}.hero-deck .text-link{font-size:.75rem}.section{padding:64px 0}h2{font-size:clamp(2.25rem,8.8vw,3.3rem);line-height:1.12}.body-lg{font-size:1rem;line-height:1.8}.trade-rail-item,.trade-rail-item:first-child{padding:17px 12px;min-height:84px}.trade-rail-value{font-size:1.05rem}.trade-rail-label{font-size:.75rem}.signal-row{margin-top:32px;grid-template-columns:1fr}.signal,.signal:first-child{padding:19px 0;border-right:0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:15px}.signal strong{font-size:1.4rem;margin:0}.signal span{max-width:145px;text-align:right}.advisor-visual{min-height:340px}.advisor-copy{padding:52px 24px}.assurance{grid-template-columns:26px 1fr}.service-grid{grid-template-columns:1fr}.service-card{padding:26px 0;min-height:0}.service-icon{margin-bottom:20px}.service-card h3{max-width:none;font-size:1.55rem}.service-feature{margin-top:35px}.service-feature-image{min-height:310px}.service-feature-copy{padding:37px 24px}.service-feature-copy h3{font-size:2.4rem}.standard-grid{grid-template-columns:1fr;gap:0;margin-top:30px}.standard{padding:24px 0}.standard h3{margin-top:15px}.recovery-band{margin-top:35px;padding-top:35px}.recovery-points{grid-template-columns:1fr 1fr}.recovery-point{font-size:.75rem;line-height:1.5}.finance-row{grid-template-columns:1fr;gap:7px;padding:19px 0}.finance-row span{text-align:left}.timeline{grid-template-columns:1fr;gap:23px;margin-top:34px}.step{padding-top:20px}.route-image{min-height:330px}.route-copy{padding:52px 24px}.flight-facts{gap:25px}.credentials{grid-template-columns:1fr;gap:0}.credential{padding:16px 0;border-bottom:1px solid var(--line)}.credential:last-child{grid-column:auto}.principle{padding:18px 0}.principle strong{font-size:1.3rem}.faq-list summary{font-size:1.2rem;padding:19px 0}.final-cta{padding:74px 0}.final-cta h2{font-size:2.6rem}.site-footer{padding-top:48px}.footer-grid{grid-template-columns:1fr 1fr;gap:34px 22px}.footer-grid>div:first-child{grid-column:1/-1}.footer-note{margin-top:32px}.footer-bottom{gap:12px}.legal-hero{padding-top:135px}.legal-hero h1{font-size:3rem}.legal-page .header-inner{height:76px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Trade enquiry form */
.trade-form-section{background:var(--night);color:#fff;padding:108px 0}
.trade-form-grid{display:grid;grid-template-columns:minmax(0,.82fr) minmax(560px,1.18fr);gap:82px;align-items:start}
.trade-form-intro{position:sticky;top:138px;padding-top:12px}
.trade-form-intro h2{margin:15px 0 25px;color:#fff}
.trade-form-intro .lead{color:#c5d1d8;max-width:520px;line-height:1.75}
.trade-form-points{margin:38px 0 32px;border-top:1px solid rgba(255,255,255,.15)}
.trade-form-points>div{display:grid;grid-template-columns:38px 1fr;gap:14px;padding:17px 0;border-bottom:1px solid rgba(255,255,255,.15);align-items:start}
.trade-form-points span{font-size:.75rem;letter-spacing:.12em;color:#cbb790;padding-top:4px}
.trade-form-points p{color:#d7e0e5;line-height:1.55}
.trade-deck-link{display:flex;width:fit-content;margin-top:3px;color:#fff}
.trade-form-intro .direct-email{display:inline-block;margin-top:24px;color:#b8c6cf;border-bottom:1px solid rgba(255,255,255,.25)}
.trade-form{background:var(--ivory);color:var(--ink);padding:44px 46px 42px;border-top:3px solid var(--sand)}
.form-heading{display:flex;justify-content:space-between;gap:20px;align-items:baseline;margin-bottom:29px;padding-bottom:20px;border-bottom:1px solid var(--line)}
.form-heading p{font-size:.8125rem;color:var(--muted)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 24px}
.form-field{display:grid;gap:8px;align-content:start}
.form-field-wide{grid-column:1/-1}
.form-field label{font-size:.875rem;font-weight:600;color:var(--ink)}
.form-field input,.form-field select,.form-field textarea{width:100%;border:1px solid rgba(24,43,53,.28);border-radius:0;background:#fff;color:var(--ink);padding:13px 14px;min-height:50px;line-height:1.4;transition:border-color .2s,box-shadow .2s}
.form-field textarea{resize:vertical;min-height:142px}
.form-field input::placeholder,.form-field textarea::placeholder{color:#7b8589}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:0;border-color:#806c46;box-shadow:0 0 0 3px rgba(182,160,121,.2)}
.form-help{font-size:.8125rem;line-height:1.55;color:var(--muted)}
.form-consent{display:grid;grid-template-columns:20px 1fr;gap:11px;align-items:start;margin:25px 0 22px;font-size:.875rem;line-height:1.55;color:var(--copy)}
.form-consent input{width:18px;height:18px;margin:2px 0 0;accent-color:var(--night)}
.form-consent a{text-decoration:underline;text-underline-offset:3px}
.form-submit{width:100%}
.form-submit:disabled{opacity:.62;cursor:wait}
.form-status{min-height:24px;margin-top:14px;font-size:.875rem;line-height:1.5}
.form-status.is-pending{color:var(--muted)}
.form-status.is-success{color:#245d43}
.form-status.is-error{color:#8b2f2f}
.form-status a{text-decoration:underline}
.form-honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important}
@media(max-width:1000px){.trade-form-grid{grid-template-columns:1fr;gap:48px}.trade-form-intro{position:static;max-width:720px}.trade-form-section{padding:82px 0}}
@media(max-width:620px){.trade-form-section{padding:64px 0}.trade-form-grid{gap:36px}.trade-form{padding:32px 22px 30px}.form-grid{grid-template-columns:1fr;gap:18px}.form-field-wide{grid-column:auto}.form-heading{display:block}.form-heading p{margin-top:7px}.trade-form-intro h2{font-size:2.65rem}.trade-form-intro .direct-email{overflow-wrap:anywhere}}

.form-more{margin-top:23px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.form-more>summary{padding:17px 0;font-family:var(--sans);font-size:.875rem;font-weight:600;align-items:center}
.form-more>summary span{font-size:.75rem;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.form-more[open]>summary{border-bottom:1px solid var(--line);margin-bottom:22px}
.form-more .form-grid{padding-bottom:23px}
.form-success-panel{min-height:470px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}
.form-success-mark{display:grid;place-items:center;width:52px;height:52px;margin-bottom:27px;border:1px solid var(--sand);border-radius:50%;color:#806c46;font-size:1.25rem}
.form-success-panel h3{font-size:clamp(2.4rem,4vw,4rem);line-height:1.08;margin:14px 0 20px;max-width:560px}
.form-success-panel p{max-width:510px;color:var(--copy);font-size:1.0625rem;line-height:1.75;margin-bottom:30px}
.form-success-panel .btn{width:auto}
@media(max-width:620px){
  .hero{background-image:url('assets/ipr-hero-mobile.webp')}
  .advisor-visual{background-image:url('assets/ipr-arrival-mobile.webp')}
  .service-feature-image{background-image:url('assets/ipr-yacht-mobile.webp')}
  .route-image{background-image:url('assets/ipr-coast-mobile.webp')}
  .form-success-panel{min-height:390px}
  .form-success-panel .btn{width:100%}
}

/* iOS Safari can clip a fixed nav inside a backdrop-filtered fixed header. */
@media(max-width:1250px){
  .site-header .nav-links{
    position:absolute;
    top:100%;
    bottom:auto;
    width:100%;
    height:calc(100vh - 96px);
    height:calc(100dvh - 96px);
    max-height:calc(100vh - 96px);
    max-height:calc(100dvh - 96px);
    overflow-y:auto;
    overscroll-behavior:contain;
    -webkit-overflow-scrolling:touch;
    padding-bottom:calc(32px + env(safe-area-inset-bottom));
  }
  .site-header.open{background:var(--night);backdrop-filter:none}
}
@media(max-width:900px){
  .site-header .nav-links{
    height:calc(100vh - 80px);
    height:calc(100dvh - 80px);
    max-height:calc(100vh - 80px);
    max-height:calc(100dvh - 80px);
  }
}
@media(max-width:620px){
  .site-header .nav-links{
    height:calc(100vh - 76px);
    height:calc(100dvh - 76px);
    max-height:calc(100vh - 76px);
    max-height:calc(100dvh - 76px);
  }
}